Position	Chief Executive Officer
Company	Global Millennium Financial Services Pte Ltd

Jasmi has more than twenty years of experience in the financial and investment industry.

Prior to starting Global Millennium Financial Services, Jasmi has built up a reputation of grooming great teams in several household name companies, such as Great Eastern Life and HSBC Insurance. Thru out his career he has also won numerous accolades and awards for service excellence and inspirational leadership qualities.

With a passion for excellence and gutted determination, he believes strongly in an uncompromising work ethics and leading by example. He puts his faith in his team and thru proper coaching, cultivates a self-belief and a passionate fire in them to achieve all that they set out to achieve. And with Passion, comes Excellence.

Position	Director, Head of Sales
Company	Global Millennium Financial Services Pte Ltd

Lelani Joanne Kassim is the Head of Sales in Global Millennium Financial Services Pte Ltd (GMFS). She has a total of 12 years of financial planning experience with many accolades under her belt. She joined GMFS in 2005 when it was founded.

Her achievements in the industry began early, with her bagging the Top Rookie Award in her company in 2001. She qualified for the Million Dollar Round Table for several years starting from 2002. She was also awarded the Elite Club Membership based on her excellent professional performance.

Joanne enjoys leading a well-rounded life, and loves spending time with her children aged 7 to 11 years. A parent volunteer at her children’s school, she also enjoys going to the movies and seeking out new food outlets for the family to enjoy.

Position	Director, Head of Recruitment
Company	Global Millennium Financial Services Pte Ltd

Working in a multinational company before joining GMFS in 2006, Khuzaifah has risen to the post of Director, Head of Recruitment in GMFS after only 3 years in the financial sector. Chief among her strengths are a strong will and a very positive attitude towards all challenges.

Her natural curiosity about financial planning led her to join GMFS, which she regards as having the best class of products for her loved ones and friends. Coupled with the flexible working hours and supportive company culture, Khuzaifah juggles work and family life (with 4 young children) with much aplomb and is affectionately known as our company’s “Superwoman” .

As a hobby, she enjoys reading as she feels it is her way to release her work tensions.

Position	Sr Financial Consultant Director
Company	Global Millennium Financial Services Pte Ltd

Already a veteran in the industry, Sebastian was an Independent Financial Adviser before joining GMFS. In all, he has 15 years of experience in the life insurance industry. A former colleague of GMFS’s CEO Jasmi Talib, it was a natural decision to him to join the GMFS family in August 2007.

He enjoys working in GMFS for its friendly environment and the close relationship the management shares with the Financial Consultants. He believes that when everyone is comfortable with each other, there will be progress.

Sebastian loves staying active and keeping fit with jogging, football, tennis and outdoor activities. In addition, spending quality time with his wife and daughter remains a priority that is close to his heart.

Position	Financial Consultant Director
Company	Global Millennium Financial Services Pte Ltd

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Consultant, Financial Planning
Company	RAY Alliance Financial Advisers Pte Ltd

About Cynthia Tan Mei Peng

Position	Consultant, Financial Planning
Company	RAY Alliance Financial Advisers Pte Ltd

About Renee Leong Lai Yee

Position	Financial Adviser Representative
Company	Professional Investment Advisory Services Pte Ltd

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Tah Siang, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Caroline, Consultant, Financial Planning

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Razali’s profile, Financial Consultant

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Consultant, Financial Planning
Company	RAY Alliance Financial Advisers Pte Ltd

Position	Consultant, Financial Planning
Company	RAY Alliance Financial Advisers Pte Ltd

About Joyce Tay, CFP

Position	Senior Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Yvonne, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Ai Li, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Mark, Consultant, Financial Planning
Financial Planning Qualifications

• Risk and Insurance Management, Nanyang Polytechnic (1996)
• License in Investment Linked Insurances (2003)
• License in Health Insurances (2003)
• Financial Advisory Rules & Regulations (2003)
• License in Collective Investment Schemes (2006)

• HSBC Insurance Brokers Singapore (1999)
• India International Insurance (1999 - 2001)
• Prudential Singapore (2003 - 2005)
• Citibank Limited Singapore (2005 - 2006)
• Van Gogh Preferred Banking, ABN AMRO Bank Singapore (2006 - 2007)
• Ray Alliance Financial Advisers (2007 - Present)

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Ellen, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Lawrence, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Joseph, Associate Financial Planner (AFP), Consultant, Financial Planning

Position	Associate Manager, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Kenneth, Associate Financial Planner (AFP)

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Ramzan, Consultant, Financial Planning

Position	Associate Manager, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Andy, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Lynette, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Jackson, Consultant, Financial Planning

Position	Consultant, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

Consultant, Financial Planning

Position	Managing Director
Company	Ray Alliance Financial Advisers Pte Ltd

A good financial adviser will try to minimize the financial risks for their client by gaining an understanding of their particular situation and lifestyle goals. This is precisely what is done at RAY Alliance Financial Advisers Pte. Ltd. As well as financial planning, RAY Alliance Financial Advisers engages in life insurance, general insurance, marketing and placement. As the founder, Raymond serves as the managing director. He is an assertive individual with management and entrepreneurial skills. In charge of company operations, he performs all duties as necessary to ensure continued soundness and stability of all business activities/administration.

Established in 1999, RAY Alliance Financial Advisers's mission is to provide clients with top quality personal financial planning and independent financial advice. As Singapore becomes more developed the client base of RAY Alliance Financial Advisers steadily increases and their team of dedicated professionals has risen to the challenge. Coming from diverse backgrounds, the key team members have the knowledge and expertise to offer very comprehensive, holistic and independent financial planning and advisory. This strong foundation continues to be the strength behind RAY Alliance Financial Advisers Pte. Ltd.

When Raymond Ng Leong Poh isn’t directing all of his energy toward making sure his team is giving the most educated and informed financial advisement he is a devoted family man. Married to Regina Seng, they have two daughters, Eileen and Sylvia.

Raymond is an Cerified Financial Planner (CFP^®) by the Financial Planning Association of Singapore (FPAS), a Certified Insurance Professional & a Senior Associate of Australian and New Zealand Institute of Insurance and Finance (ANZIIF). He's also a member of the Court of The Table, MDRT USA.

Position	Director
Company	Ray Alliance Financial Advisers Pte Ltd

About Philip, Certified Financial Planner (CFP)

Position	Senior Partner
Company	Ray Alliance Financial Advisers Pte Ltd

About Beng Hui, Chartered Financial Consultant (ChFC) and Charted Life Underwriter (CLU)

Position	Manager, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Stanley, Chartered Financial Consultant (ChFC)

Position	Associate Manager, Financial Planning
Company	Ray Alliance Financial Advisers Pte Ltd

About Alfred, Associate Manager, Financial Planning

Position	Senior Consultant
Company	Ray Alliance Financial Advisers Pte Ltd

About Esther, Senior Consultant, Financial Planning

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Operations Manager
Company	Global Millennium Financial Services Pte Ltd

Position	Financial Consultant Director
Company	Global Millennium Financial Services Pte Ltd

After a career spanning 12 years at AIA, he joined GMFS in December 2009, taken by the opportunity to stretch himself to meet new challenges and a new work environment.

His penchant for hard work and passion for clients helped him clinch awards in AIA for for MDC, MDRT and also IQA. In GMFS, he was already awarded the top rookie for GI in May and June 2009.

GMFS provides a one stop solution to his clients needs. With the best class of products, supportive colleagues, a forward-looking company culture and a team mentality, Johari believes GMFS is the best place he can be in to further his career as a financial consultant.

His hobbies are playing and watching football with his friends. He also loves to surf the net during his free time.

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Financial Consultant Director
Company	Global Millennium Financial Services Pte Ltd

A veteran at AIA for 13 years, Shahlan joined GMFS on January 2009 after careful consideration of several other IFA firms. Passionate and positive in outlook, Shahlan’s mission and goal is to provide a one-stop solution for his clients’ financial needs. To that end, he organises his weekly schedule deftly so he can spend quality time with his clients, and his family as well. In joining GMFS, he enjoys the warm environment and strong sense of camaraderie, and counts his colleagues as family too.

In his free time, Shahlan pursues his creative interests in playing music, and his active outdoor passions such as motorsports, sea sports and is an avid scuba diver.

Position	Administration Officer
Company	Global Millennium Financial Services Pte Ltd

Zaitun joined GMFS in January 2006 as an administrative assistant, a role that is well suited to her jovial and friendly personality as she enjoys meeting new people. She regards GMFS as a place where she gets to learn something new each day, yet enjoy the stability and job security as a staff here.

She enjoys the ambiance here especially the people for its close and strong fraternity. She also loves the Company’s varied events and activities conducted throughout the year.

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Terrence was from a total different line before he started joining GMFS. An RSAF regular working as a technician, he took the plunge and joined GMFS a year ago after reading about GMFS in an article and hearing positive reviews from friends.

A big believer in the motto “You’ll never know until you try”, Terence’s personal vision is to see that every individual is well protected and financially secure. He enjoys working with the company for its welcoming environment and its strong family bond. When he’s not working, he loves going to various clubs, having fun with his friends and meeting new people.

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Having come from an engineering background, Zaidil’s strategic thinking and hands-on capability stands him in good stead as a Financial Consultant with Global Millennium Financial Services (GMFS). First introduced to GMFS through his own financial advisor, Zaidil began to explore the myriad opportunities available as a GMFS Financial Consultant. Working on the frontline to help others take care of their life risks through savvy financial management, Zaidil enjoys the chance to interact with people from all walks of life.

Committed to his work and his client’s best interests, Zaidil constantly strives for excellence in all he does and finds his motivation in GMFS’s inclusive culture, people and the company’s future headed by CEO Jasmi Talib whom he regards as a true inspiration.

On a personal note, he is an active football player and naturally, a big fan of Liverpool FC. His idols include tennis star Roger Federer, former F1 driver Michael Schumacher and top biker Valentino Rossi. He intends to start travelling again with his wife and two boys.

Position	Financial Consultant
Company	Global Millennium Financial Services Pte Ltd

Simon has been in the financial advisory line for three and a half years. An insurance agent with NTUC till recently, he was moved to make a change in his career and joined up with GMFS in November 2008 after seeing our advertisements.

He chose GMFS for its good business culture and he finds that the Company has a lot of potential. The people here are friendly and the camaraderie here makes him comfortable to interact with all. The seniors, including all the Financial Consultant Directors and Partners are always approachable and willing to give advice and guidance to the Financial Consultants.

When he is not working, he likes to spend quality time with his family.